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Ethereum Crosses $300 as DeFi Protocols Approach $500 Million in Total Value Locked

Ethereum’s impressive rally above $310 on June 24, 2019, wasn’t just another price milestone — it underscored the growing momentum behind decentralized finance, a sector that was rapidly approaching half a billion dollars in total value locked across lending, borrowing, and trading protocols. With Compound v2 freshly launched and MakerDAO continuing to anchor the ecosystem, DeFi was entering its formative growth phase even as broader market enthusiasm pushed ETH prices to levels not seen in over a year.

TL;DR

  • Ethereum surged past $310, reaching $320 intraday over the weekend before settling around $305
  • DeFi total value locked approaching $500 million across major protocols
  • MakerDAO, Dharma, and Compound represented approximately 80% of ETH locked in DeFi
  • Compound v2 upgrade launched in May 2019, adding new assets and risk models
  • Binance published major DeFi research report highlighting the sector’s growth trajectory

Ethereum’s Breakout Rally

Ethereum had been quietly building strength throughout the second quarter of 2019, and the June 24 session marked a decisive break above the $300 psychological barrier. The world’s second-largest cryptocurrency by market capitalization reached an intraday peak of $320 during weekend trading before pulling back slightly to settle around $305 on Monday. At a market capitalization of approximately $33.1 billion and a price of $310.42, ETH was firmly re-established as the backbone of the decentralized application ecosystem.

The rally was driven by a combination of factors. Bitcoin’s surge above $11,000 — fueled largely by Facebook’s Libra announcement — lifted the entire crypto market. But Ethereum had its own tailwinds. The network’s smart contract platform was seeing growing usage from decentralized finance applications, and developers were actively building the infrastructure that would eventually power the explosive growth of the sector in 2020 and beyond.

The DeFi Ecosystem Takes Shape

By June 2019, the decentralized finance landscape was still in its early stages, but the foundations were clearly being laid. According to data compiled by DeFi tracking platforms, the total value locked across DeFi protocols was approaching $500 million — a figure that would have seemed implausible just twelve months earlier during the depths of the crypto winter.

Three protocols dominated the space: MakerDAO, Dharma, and Compound, which collectively represented approximately 80% of all ETH locked in DeFi platforms. MakerDAO remained the undisputed leader, with its DAI stablecoin serving as the cornerstone of decentralized lending. The protocol’s Collateralized Debt Position system allowed users to lock ETH as collateral and generate DAI against it, creating a decentralized stablecoin that had proven remarkably resilient through market volatility.

Compound v2: Raising the Bar

Compound’s upgrade to version 2 in May 2019 represented a significant step forward for DeFi lending. The upgraded protocol introduced support for additional crypto assets, implemented individual risk models tailored to each supported asset, and enhanced smart contract efficiency. These improvements made it easier for users to supply and borrow assets in a trustless, decentralized manner.

The timing was fortuitous. As ETH prices climbed, the value of collateral locked in Compound and similar protocols increased proportionally, attracting more lenders seeking yield and more borrowers seeking leverage. The flywheel effect was beginning to become apparent, even at this early stage.

Binance Research, the research arm of the world’s largest cryptocurrency exchange, published a comprehensive report on decentralized lending and borrowing in early June 2019, further legitimizing the sector. The report analyzed the mechanics of MakerDAO, Compound, and Dharma, providing institutional-grade analysis of a market that had previously been the domain of crypto enthusiasts and developers.

Beyond Lending: The Broader DeFi Vision

While lending and borrowing dominated the DeFi conversation in mid-2019, the broader vision extended far beyond these primitive financial functions. Decentralized exchanges like Uniswap — which had launched in November 2018 — were beginning to gain traction as alternatives to centralized trading platforms. Synthetic asset platforms, prediction markets, and insurance protocols were all in various stages of development on the Ethereum network.

The combination of rising ETH prices, growing protocol adoption, and increasing institutional attention created a virtuous cycle. Higher ETH prices meant more valuable collateral, which enabled larger lending positions, which attracted more users and liquidity to the ecosystem. By June 24, the signs were unmistakable: DeFi was no longer an experiment — it was becoming a viable alternative financial system, built entirely on Ethereum smart contracts.

Why This Matters

The June 2019 period represented a critical inflection point for decentralized finance. While the explosive “DeFi Summer” of 2020 would later capture mainstream attention, the groundwork was being laid right here in mid-2019. Compound v2’s launch, the growing dominance of MakerDAO, and the approaching $500 million TVL milestone all signaled that decentralized finance was evolving from a niche experiment into a genuine financial ecosystem. Combined with Ethereum’s price resurgence above $300, the conditions were set for the transformative growth that would define the next phase of crypto innovation.

Disclaimer: This article was written for BitcoinsNews.com as part of our historical archive coverage. Prices and market data reflect conditions as of June 24, 2019. This content should not be interpreted as financial advice.

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25 thoughts on “Ethereum Crosses $300 as DeFi Protocols Approach $500 Million in Total Value Locked”

  1. compound_v2_rat

    $310 ETH with DeFi TVL at 500M. one Uniswap pool has more than that now. we were so early it hurts to look back

    1. compound_v2_rat 500M total and now a single uniswap pool has more. we were so early the oracles were literally email newsletters

  2. MakerDAO Dharma and Compound being 80 percent of all ETH locked in DeFi. now there are 200 protocols and none of them have the dominance those three had

        1. from 3 protocols and $500M to thousands of protocols and a $200B+ market. early defi builders were operating in complete darkness

          1. otc_flow_ 3 protocols and $500M. now there are thousands and most of the TVL is recycled between the same degens

          2. operating in complete darkness is right. no Chainlink, no Dune, no DeFiLlama. you tracked TVL in a google sheet and prayed

          3. defi_witness_

            0xrefactor tracking TVL in a google sheet with no DeFiLlama. early builders were literally flying blind. respect to anyone who shipped code in 2019 DeFi

  3. compound v2 launching with new risk models was the actual catalyst nobody credits enough. it set the template for every lending protocol after

    1. compound v2 risk models were primitive but they worked. the liquidation engine ran without major incidents for years which is more than most 2024 protocols can claim

      1. compound v2 liquidations ran clean for 3 years. then 2022 happened and everyone realized the risk models worked fine in bull markets only

    2. aave alone has more tvl than all of defi did back then. compound v2 really was the template for everything after

      1. compound v2 was genuinely ahead. the cToken model is still used by lending protocols shipping today. aave borrowed half of it

        1. Wei Chen cToken model being copied by every lending protocol since is wild. compound v2 was basically the template for modern DeFi and nobody pays royalties

        2. Wei Chen the cToken model was genuinely ahead. half of lending protocols today are just modified cTokens with marketing

    1. deadcat_b Dharma had 80% of ETH locked and literally vanished within 18 months. wild how fast protocol dominance shifts in this space. Compound and Maker were the actual survivors

  4. defi_archaeologist

    maker and compound were basically the entire defi ecosystem at this point. hard to believe there were like 3 protocols doing anything meaningful

  5. MakerDAO Compound and Dharma. 3 protocols doing what hundreds now try to do. the irony is that most of the hundreds are worse than the original 3

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